Utah Auto Insurance
You must buy Utah Auto Insurance coverage if you live in the state and drive. The state laws require this whether you are just driving a couple of blocks or across the state.
If you are purchasing a new vehicle you must have auto insurance coverage before you can even drive it off of the dealer’s lot. How can you already have coverage for a vehicle just as you purchase it?
There are a few ways for you to be able to ensure that this is done. If you have a friend or family member that has comprehensive insurance, they can drive the car home for you to be parked until you have purchased the required coverage. However, the easiest solution is that most large car dealerships today will help you to obtain auto insurance coverage right as you are purchasing the car.
The important thing to remember is that the law states that all vehicles can not be driven without the proper insurance coverage by the driver. If you are caught driving without insurance you could receive points on your license and a fine. Repeat offenders could even lose their license or end up in jail.
With the technology available to police today it is a lot easier for them to catch drivers without insurance. Automatic number plate recognition technology allows them to scan license plate numbers and access a database to see if there is any policy assigned to that vehicle. Questionable vehicles flagged by the system will most likely be pulled over.
Even new drivers, such as teenagers, need to have insurance coverage before they are able to drive. They can be added to their parent’s insurance policy to obtain coverage.
When you are purchasing your insurance coverage it is important to know what is required by the state of Utah as minimal coverage. After you have made certain that you have those minimal amounts, ask your insurance agent about the various other types of coverage that are available to you.
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